Is it that time? If your renewal is coming up it might be time to take a second and explore all your options before getting back into the mortgage.

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Your financial situation may be in a much different place than when you initially acquired your mortgage. Whether you're in a better or worse position financially, that will determine the best terms for you in your next mortgage. If you're less than 6 months away from your renewal it's time to start shopping around for options. You may receive a renewal offer from your current broker, feel free to bring this to us and let us go over it with you. A common misconception about renewals is that when you get a mortgage you have to stick with your lender throughout the whole mortgage.